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We're looking for an Underwriting Specialist reporting to our Head of Risk (B2B). You will be joining a team of dreamers. What we do matters – and what you will do here will matter too. There are endless possibilities to reimagine the future of online payments. Now it is your turn to connect your dreams and your passion to our purpose and thrive. Evaluate and assess B2B customer applications for Tabby’s services, analyzing financial information, payment histories, and other relevant data to determine creditworthiness. Make informed underwriting decisions in line with SAMA regulations and company policies, balancing risk with business objectives. Collaborate closely with internal teams, including finance, compliance, and customer service, to ensure efficient processing of applications and clear communication with customers. Monitor and update underwriting guidelines to maintain compliance with evolving regulatory requirements and industry best practices. Utilize data analytics to identify trends and patterns in customer behavior, adjusting underwriting strategies as needed to mitigate risk. Ensure all underwriting activities comply with SAMA regulations, company standards, and industry best practices. Bachelor’s degree in finance, business, or a related field; a professional underwriting certification is preferred. 1 - 2 years of experience in underwriting or a related field, with a strong understanding of credit risk and underwriting principles. Analytical mindset with excellent problem-solving skills and attention to detail. Strong communication and negotiation skills, with the ability to explain complex concepts to various stakeholders. Ability to work independently and as part of a team, with strong organizational and time management skills. Familiarity with the fintech or financial services industry is advantageous.